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Dubai Golden Visa Just Got Easier!

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In recent years, Dubai has emerged as a magnet for global talent, high net worth individuals, investors, and entrepreneurs seeking opportunities in a dynamic and thriving environment. Central to this appeal has been Dubai’s Golden Visa program, offering long-term residency to those who contribute significantly to the city’s growth and development. In line with its vision of becoming a hub for innovation and progress, Dubai has continually evolved its residency by investment program to attract even more diverse talent and investment. One of the most significant changes in this regard is the recent adjustment to the minimum down payment requirement for property owners applying for the Golden Visa.

Down payment requirement from 50% to 20%

The reduction in the minimum down payment requirement from 50% to 20% represents a significant shift in Dubai’s approach to attracting investment and talent. Previously, the hefty financial commitment posed a considerable barrier to entry for many prospective applicants, limiting the pool of individuals eligible for the Golden Visa. By lowering this threshold, Dubai has effectively democratized access to long-term residency, opening doors for a more diverse range of investors and homeowners.

This strategic adjustment not only reflects Dubai’s responsiveness to market dynamics but also underscores its commitment to fostering an inclusive environment for investment and growth. By recognizing the value of attracting a broader spectrum of stakeholders, Dubai aims to harness the collective expertise, resources, and innovation needed to drive sustainable development and prosperity.

The decision to lower the down payment requirement is also aligned with broader trends in the global real estate landscape. In recent years, there has been a growing emphasis on affordability and accessibility in property markets worldwide. By making the Golden Visa more attainable, Dubai not only enhances its competitiveness but also aligns with evolving investor preferences.

Moreover, the revised criteria offer greater flexibility to investors, enabling them to allocate capital more strategically while still reaping the benefits of long-term residency in Dubai. This flexibility is particularly advantageous in a dynamic market environment, where investment opportunities may vary in terms of risk and return.

Furthermore, the adjustment in the down payment requirement is expected to stimulate demand in Dubai’s real estate sector, driving transactions and bolstering property values. As more investors and homeowners seek to capitalize on the opportunity to secure the Golden Visa, the market is likely to experience heightened activity, creating a ripple effect across related industries.

From a macroeconomic perspective, the influx of investment and talent facilitated by the Golden Visa program contributes to Dubai’s economic resilience and diversification. By attracting high-net-worth individuals, entrepreneurs, and skilled professionals, Dubai strengthens its position as a global business hub, fostering innovation, job creation, and knowledge exchange.

Unlocking Opportunities: Dubai’s Golden Visa Revolution

The adjustment in the down payment requirement for the Golden Visa not only simplifies the application process but also signals Dubai’s proactive approach to nurturing an investment-friendly ecosystem. By reducing bureaucratic hurdles and promoting accessibility, Dubai demonstrates its commitment to attracting top talent, innovators, and investors from across the globe.

This strategic move aligns with Dubai’s broader vision of becoming a leading global destination for business and lifestyle. By offering a pathway to long-term residency through property ownership, Dubai incentivizes investment in its real estate market while simultaneously fostering economic growth and diversification.

The revised regulations effectively lower the barrier to entry for aspiring residents, particularly high-net-worth individuals and entrepreneurs seeking to establish a foothold in Dubai. With a more attainable minimum down payment requirement of 20%, investors can now allocate their resources more efficiently, maximizing their potential for returns while enjoying the benefits of residency in one of the world’s most dynamic cities.

Furthermore, the threshold of properties valued at a minimum of 2 million AED ensures that the Golden Visa program continues to attract substantial investment, contributing to the stability and growth of Dubai’s real estate market. This targeted approach not only safeguards the integrity of the program but also ensures that qualified applicants bring significant value to the city’s economy and community.

From a practical standpoint, the revised regulations offer investors greater flexibility in structuring their investment portfolios. With the option to finance up to 80% of the property value, individuals can leverage their capital more effectively, diversifying their holdings while still meeting the requirements for the Golden Visa.

Expanding Horizons: Family Sponsorship under the Golden Visa

Dubai’s Golden Visa program stands out not only for its attractive residency benefits but also for its inclusivity. Beyond granting residency to the primary applicant, the program extends its embrace to encompass family members as well. This comprehensive approach underscores Dubai’s commitment to fostering a family-friendly environment, where stability and security are paramount.

Embracing Family Bonds: Sponsorship Beyond the Primary Applicant

One of the most appealing aspects of Dubai’s Golden Visa program is its provision for family sponsorship. This means that alongside the primary applicant, spouses, children, parents, and dependent siblings can also benefit from the long-term residency offered by the Golden Visa. By extending residency privileges to the entire family unit, Dubai reinforces its reputation as a welcoming and inclusive destination, where families can thrive and prosper together.

Navigating Options: Off-Plan Properties and the Golden Visa

While the Golden Visa program traditionally focused on completed properties, Dubai’s real estate market offers an additional avenue for investors: off-plan properties. While these properties require careful consideration and due diligence, they too can qualify for the Golden Visa on a case-by-case basis. This presents an enticing opportunity for investors looking to capitalize on Dubai’s dynamic real estate market while securing long-term residency benefits.

Unlocking Financial Flexibility: Residency and Financing Options

For residents seeking to leverage their investment in Dubai’s real estate market, the option of 80% financing provides a significant advantage. This financing option allows residents to put down a lower initial capital outlay, freeing up resources for other investments or expenses. However, it’s essential to note that this financing option is available only to residents, underscoring the benefits of establishing residency in Dubai.

Navigating the Path: Establishing Residency Through Business

For foreign investors keen on securing residency in Dubai, establishing a company offers a streamlined pathway. By setting up a business entity in Dubai, foreign investors can sponsor themselves for residency, gaining access to a range of benefits, including the Golden Visa. This approach not only simplifies the residency process but also aligns with Dubai’s vision of becoming a global business hub, attracting talent and investment from around the world.

Freezone vs Mainland Business Setup

In Dubai, entrepreneurs have the option to set up their businesses either in a free zone or on the mainland. Both options offer distinct advantages and considerations, catering to different types of businesses and objectives. Here’s a breakdown of the key differences between free zones and the mainland:

Ownership and Legal Structure:

Mainland: Businesses established on the mainland are subject to the UAE Commercial Companies Law and must have a local partner, known as a sponsor, who holds at least 51% ownership in the company. This arrangement allows businesses to operate anywhere in the UAE and engage in business activities with mainland companies without restrictions.

Free Zone: Free zone companies allow 100% foreign ownership, meaning that entrepreneurs can retain full control of their businesses without the need for a local sponsor. However, free zone companies are restricted to operating within the specific free zone in which they are registered and are limited in their ability to conduct business with mainland companies without the involvement of a mainland distributor or agent.

Business Activities:

Mainland: Businesses established on the mainland have greater flexibility in terms of the types of activities they can undertake. They can engage in a wide range of commercial and professional activities across various sectors without restrictions.

Free Zone: Free zones are designed to promote specific industries or sectors, such as technology, media, healthcare, logistics, and finance. Each free zone has its own set of activities and regulations tailored to the industries it serves, offering specialized infrastructure and incentives to businesses operating within its jurisdiction.

Taxation and Customs:

Mainland: Mainland businesses are subject to UAE corporate income tax, which is currently set at 9% for most sectors. Additionally, they are required to comply with UAE VAT regulations and customs duties on imports and exports.

Free Zone: Free zone companies enjoy tax exemptions and incentives, including 0% corporate tax on some qualifying activities, 0% personal income tax, and 0% import and export duties. This favourable tax environment makes free zones an attractive option for businesses seeking to minimize their tax liabilities.

Location and Infrastructure:

Mainland: Mainland businesses can operate from any location within the UAE and have access to the country’s extensive infrastructure, including ports, airports, transportation networks, and utilities.

Free Zone: Free zones are designated areas with specialized infrastructure and facilities tailored to the needs of specific industries. They offer modern office spaces, warehouses, manufacturing facilities, and logistics services, providing an ideal environment for businesses to thrive within their respective sectors.

Regulations and Compliance:

Mainland: Mainland businesses must comply with the regulations of the UAE Ministry of Economy and relevant government authorities, including obtaining licenses, permits, and approvals as required for their specific activities.

Free Zone: Free zone companies are subject to the regulations of their respective free zones, which often have streamlined procedures for company registration, licensing, and compliance. However, they may still need to adhere to certain federal laws and regulations depending on their activities.


By simplifying the Golden Visa application process and lowering the financial thresholds, Dubai is poised to attract a diverse pool of talent and investment, driving sustainable growth across various sectors. This strategic initiative aligns with Dubai’s overarching goal of becoming a global hub for innovation, entrepreneurship, and opportunity.

In conclusion, Dubai’s decision to revise its Golden Visa program underscores its commitment to fostering an inclusive and dynamic ecosystem that welcomes individuals and investors from around the world. As Dubai continues to position itself as a leading destination for business and lifestyle, the Golden Visa serves as a beacon of opportunity, empowering stakeholders to contribute to the city’s ongoing success story.

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